Resources

Expert analysis on the intersection of AI, regulatory technology, and financial strategy. Read our latest insights on Substack.

From Social Media Noise to Actionable Fraud Intelligence – How We Built It in Azure ML

A practical look at turning Google Reviews and social chatter into a real-time fraud risk score – and pinpointing exactly where to investigate.

Read on Substack

The 10Y-2Y Spread and Bank Fixed-Rate Portfolios: Navigating Duration Mismatches

The yield curve inversion — specifically the spread between 10‑year and 2‑year Treasury yields — has become a critical stress signal for banks holding fixed‑rate asset portfolios.

Read on Substack

The Future of Customer Experience in Banking: From Sentiment Score to Strategic Action

In the financial services industry, where products are often commoditized and differentiation is hard-won, the customer experience (CX) has become the ultimate competitive battleground.

Read on Substack

How Automation is Transforming Regulatory Reporting and Data Analytics

Financial reporting is one of the most important aspects of decision-making in banking and financial services across the globe, yet many firms still rely on manual processes.

Read on Substack

Streamlining Regulatory Reporting for Banks with BBA FinTech

Ensuring compliance through accurate and timely regulatory reporting is essential for maintaining trust and stability in the financial system.

Read on Substack

Optimizing Balance Sheet Design to Uncover Interest Rate and Liquidity Risk Exposure

A financial institution’s balance sheet is more than just a static snapshot of assets and liabilities.

Read on Substack

BBA’s Gen-AI Powered Model Risk Management Solution

Backed by cutting edge Machine Learning algorithm and extensive data insights, BBA provides financial, enterprise and model risk management Software as a Service (SaaS) for financial services organizations globally.

Read on Substack

BBA’s Asset Liability Management SaaS Solution

Unrelenting margin pressures from adverse market forces and unprecedented regulatory demands have made the benefits of robust balance sheet management more obvious and more critical.

Read on Substack

Interest Rate Hedging in a Volatile Market

The Bank of Canada left its key interest rate unchanged at 5% for the third consecutive time since July 2023 and as Canada’s inflation rate seems to have reached a plateau.

Read on Substack

Testing and Validating Asset Liability Management Model Beyond Checking the Compliance Box

Given risks in the current banking environment, regulators are more aggressively Scrutinizing the interest rate risk models.

Read on Substack

Managing Mortgage Prepayments Using Logistic Regression

As rates drop, lenders are likely to see a flurry of requests to switch mortgages. Mortgage redemptions could be expensive from many aspects.

Read on Substack

Business Case for ALM Diagnostic

The uncertainty caused by global macroeconomic headwinds, combined with on-going pressure triggered by the failure of Silicon Valley Bank require lenders to be more cautious and strategic about how they safeguard and grow their balance sheets.

Read on Substack

Deposit Mobilization - A Race to the Bottom of Margins

In this environment where retail deposits are more valuable and more expensive, the competition for deposits continues to heat up.

Read on Substack

CEOs Must Avoid Performance Surprises

Financial institutions are faced with several common challenges. Many of these challenges are preventable or controllable, but often result in a lasting value impact.

Read on Substack

Distribution Analysis for Information Risk (DAIR) A Cyber Quantification Framework

We know that cyber threats continue to evolve and pose increasingly significant risks to organizations. We also know that the impact of cyber-attacks extends beyond direct financial consequences.

Read on Substack

Company News & Updates

The latest from BBA FinTech—new partnerships, events, and milestones.

An inspiring chat with Mexico's former President Vicente Fox about what it really takes to improve financial inclusion in the Global South. Grateful for the insights.

BBA FinTech recently hosted a pro bono Data Science workshop for banking professionals in Ghana. By sharing our expertise, we are fostering a culture of data-driven decision-making and democratizing advanced analytics for the global financial sector.

Follow BBA FinTech on LinkedIn

BBA FinTech Team successfully concluded a risk modelling project at VersaBank. Thanks to VersaBank senior executives and Founder, President David Taylor for giving BBA FinTech the opportunity.

A great discussion on Canada's future with Conservative Leader Pierre Poilievre.

BBA FinTech hosted a workshop titled Digital Threat Intelligence for Financial Institutions: The New Frontier in Financial Risk Management at Bahrain FinTech Bay

BBA FinTech sponsors Ontario Credit Union Foundation’s Golf Classic